Full coverage insurance is a term that refers to the combination of two types of physical damage coverage: comprehensive and collision coverage. These coverage options, when paired with state-mandated liability coverage, comprise a full coverage car insurance policy. The average cost of full coverage car insurance is $133 per month . According to The Zebra's analysis, Travelers offers the cheapest full coverage insurance at an average of $112 per month . You can get an affordable "full coverage" car insurance quote online today or by calling 1-800-SAFEAUTO (1-800-723-3288) .